who we are

Our Story

For over a century, the Roscoe State Bank has remained an independently owned community bank providing the highest level of customer service. Founded in 1906 in Roscoe, Texas, we opened our second office in Sweetwater in 1996 and our third office in Bastrop in 2004. Since opening these branches, we have enjoyed significant growth driven by our unique culture and marketing strategy as evidenced by our average ANNUAL growth rate of almost 9% since 2003 – a tribute to the strength and dedication of our outstanding staff.

We believe in convenience banking and working harder for you than our competition. Our convenience banking concept includes expanded hours, Saturday banking in Sweetwater and Bastrop along with same day credit given on all deposits made until 6:00 p.m. Monday through Friday. We offer all types of consumer, commercial, and real estate loans including long term fixed rate home mortgage loans. We are interested in continuing to grow our core deposits and have structured and priced our deposit products accordingly. We are also proud to offer the latest technology in internet and mobile banking, which now includes mobile deposit, mobile bill pay, account and debit card alerts, mobile wallets, biometric login, and electronic statements. We offer FREE business checking, FREE personal checking, FREE internet banking, FREE online bill pay, FREE mobile banking, FREE mobile check deposit, and FREE telephone banking. Being an independently owned community bank, customer convenience and satisfaction remains our #1 goal.