Rate Schedule

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

CD and IRA options available. Contact us for today’s rates.

Product Name

Tiers

Annual Interest Rate (APR)

Annual Percentage Yield

Interest Checking¹

Basic Savings²

Money Market¹

$0.01 - 2,499.99	0.00%	0.00%
$2,500 - 9,999.99	0.49%	0.50%
$10,000 - 49,999.99	0.89%	0.90%
$50,000 - 99,999.99	1.14%	1.15%
$100,000 - 249,999.99	1.64%	1.65%
$250,000 - 499,999.99	2.03%	2.05%
$500,000 - 749,999.99	2.28%	2.30%
$750,000 - 999,999.99	2.42%	2.45%
$1,000,000+	2.47%	2.50%

Business Interest Checking¹

Business Savings²

Business Money Market¹

$0.01 - 2,499.99	0.00%	0.00%
$2,500 - 9,999.99	0.49%	0.50%
$10,000 - 49,999.99	0.89%	0.90%
$50,000 - 99,999.99	1.14%	1.15%
$100,000 - 249,999.99	1.64%	1.65%
$250,000 - 499,999.99	2.03%	2.05%
$500,000 - 749,999.99	2.28%	2.30%
$750,000 - 999,999.99	2.42%	2.45%
$1,000,000+	2.47%	2.50%

1. Interest compounded and paid monthly.
2. Interest compounded and paid quarterly.

FDIC insures deposits up to $250,000 per depositor and the FDIC’s deposit insurance is backed by the full faith and credit of the U.S. government. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of September 30, 2026, but subject to change at any time. For current rate information or information on Certificate of Deposit Terms (CDs) or IRAs, please contact your local Roscoe Bank branch.